{"id":16,"date":"2022-11-08T21:11:37","date_gmt":"2022-11-08T21:11:37","guid":{"rendered":"https:\/\/trtaorg.wpengine.com\/?page_id=16"},"modified":"2026-03-04T13:58:45","modified_gmt":"2026-03-04T18:58:45","slug":"insurance-and-benefits","status":"publish","type":"page","link":"https:\/\/frea.org\/es\/insurance-and-benefits\/","title":{"rendered":"Beneficios"},"content":{"rendered":"
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\u00a1La membres\u00eda tiene ventajas!<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Click To Learn More About These Available Policies:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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FREA offers a lot for a little. In addition to working for you in the Legislature, endorsed benefits and discounts are available to FREA members.<\/p>

All FREA member benefits have been studied, recommended by the FREA Member Benefits Committee and adopted by the FREA Board of Directors. Whether or not to use a benefit is entirely up to you.<\/p>

Already have Dental Insurance through AMBA?\u00a0<\/strong><\/p>

For changes to your dental insurance please call the number listed below – this will take you direct to the dental department at AMBA.<\/p>

Members can reach AMBA by phone at 800-258-7041, Monday\u2013Friday, 8:00 AM\u20135:00 PM CT.<\/p>

Members also have 24\/7 online access to their account at myaccount.ambabenefits.com<\/a><\/strong>, where they can view ID cards, update information, and manage their benefits anytime.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Dental<\/a><\/p>

Visi\u00f3n<\/a><\/p>

Long Term Care<\/a><\/p>

Medical Transport<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Whole Life Insurance<\/a><\/p>

Term Life Insurance<\/a><\/p>

Medicare Supplement<\/a><\/p>

Hearing Plan<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Seguro de c\u00e1ncer\/coraz\u00f3n\/accidente cerebrovascular<\/a><\/p>

Los seguros de invalidez<\/a><\/p>

Fixed Index Annuity<\/a><\/p>

Accident Insurance<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Hospital Indemnity<\/a><\/p>

Professional Liability<\/a><\/p>

Descuentos a Nivel Nacional<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Lost your Insurance Benefits? We've Got You Covered!<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Our association\u00a0works hard to protect your pension AND your insurance benefits. This is one of the main advantages of being a member and one of the main reasons we are here for you!<\/p>

Thanks to our trusted partner, Association Member Benefits Advisors (AMBA), members are eligible for exclusive supplemental insurance. Get special group rates on vision, home healthcare, cancer, heart, stroke, accident, life insurance, and other policies.<\/p>

If you\u2019ve had trouble getting supplemental insurance at a reasonable rate, here\u2019s your chance! Best of all, it’s easy – you can enroll online or by phone.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Planes de seguro<\/span> Ofrecido<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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FREA members get exclusive access to benefits, discounts, programs, and services designed to improve the lives of retirees.<\/p>

Call 877-810-6334<\/a>, Mon \u2013 Fri, 8am \u2013 6 pm CT\u00a0for information or, already have coverage and need help with billing or have coverage questions?.<\/p>

Contact AMBA aqu\u00ed<\/a> and include detailed information regarding your request. Include your name, phone number, and address on your request so that an AMBA representative can assist you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Dental<\/a><\/h4>

Obtenga cobertura de calidad a tarifas asequibles para una persona o familia con un alto m\u00e1ximo anual, sin necesidad de red, sin per\u00edodo de espera durante la inscripci\u00f3n abierta. \u00a1Cobertura de chequeos de rutina para procedimientos como endodoncia, dentaduras postizas, implantes y m\u00e1s!<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tObtenga m\u00e1s informaci\u00f3n e inscr\u00edbase<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Visi\u00f3n<\/a><\/h4>

El examen de la vista y los anteojos promedio cuestan m\u00e1s de $450. Afortunadamente, la ayuda est\u00e1 a la vista. Con tarifas bajas, copagos f\u00e1ciles y reembolsos fuera de la red, un plan de la vista puede ayudarlo a ahorrar cientos de d\u00f3lares y proteger su salud en general.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Long-Term Care<\/a><\/h4>

A Long-Term Care insurance policy can ease the financial burden on your loved ones. Save your family thousands of dollars, helping to protect your life savings and reduce the stress on your spouse and children.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Servicios de transporte m\u00e9dico<\/a><\/h4>

Un viaje al hospital podr\u00eda costarle miles de d\u00f3lares de su bolsillo, y el transporte a\u00e9reo podr\u00eda sumar hasta $50,000 o m\u00e1s. Prot\u00e9gete con una membres\u00eda de Transporte M\u00e9dico. \u00a1Paga una vez y est\u00e1s cubierto!\n\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Whole Life Insurance<\/a><\/h4>

Some life policies have health requirements. Thanks to your membership with FREA, you can apply for a policy with locked-in acceptance, no questions asked. This plan can give you the peace of mind of protecting your family from the high cost of final expenses.\n\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Los seguros de invalidez<\/a><\/h4>

The policy can pay you a monthly benefit after a waiting period when you\u2019re unable to work due to a disability (injury or illness). Your policy can pay up to 70 percent of your income. Thus disability insurance can help protect your income and secure your financial future.\n\n\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Seguro Suplementario de Medicare<\/a><\/h4>

Medicare no proporciona toda la cobertura de seguro de salud que necesita. Ah\u00ed es donde entra en juego un plan suplementario de Medicare. Tambi\u00e9n conocido como Medigap, estos planes de seguro no solo ayudan a pagar los gastos elegibles adicionales no pagados por Medicare, sino que tambi\u00e9n le brindan la libertad de usar su propio m\u00e9dico, especialista y centro m\u00e9dico.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Seguro de c\u00e1ncer\/coraz\u00f3n\/accidente cerebrovascular<\/a><\/h4>

Disfrute de ahorros, directamente desde su computadora, en myAMBAdiscounts.com. La jubilaci\u00f3n es una aventura, \u00bfpor qu\u00e9 no ahorrar dinero en el camino? \u00a1Como miembro de la asociaci\u00f3n, puede disfrutar de descuentos exclusivos en comidas, entretenimiento, viajes, hoteles, alquiler de autos y m\u00e1s!<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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PLAN DE AUDICI\u00d3N<\/a><\/h4>

La mayor\u00eda de los planes de seguro no cubren la atenci\u00f3n m\u00e9dica de la audici\u00f3n. Este programa sin costo brinda consultas auditivas gratuitas y descuentos en aud\u00edfonos a trav\u00e9s de una red nacional de profesionales de la audici\u00f3n.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Accident Insurance<\/a><\/h4>

La recuperaci\u00f3n de accidentes generalmente se vuelve m\u00e1s desafiante con la edad, lo que podr\u00eda retrasarlo tanto financiera como f\u00edsicamente.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Hospital Indemnity Insurance<\/a><\/h4>

No es ning\u00fan secreto que las visitas al hospital pueden ser costosas. Sin embargo, existen otros gastos hospitalarios que tambi\u00e9n pueden resultar costosos. Estos incluyen estad\u00edas prolongadas en el hospital, visitas a la sala de emergencias, transporte en ambulancia y m\u00e1s. Es por eso que tener una p\u00f3liza de seguro de indemnizaci\u00f3n hospitalaria complementaria podr\u00eda ser una decisi\u00f3n financiera inteligente, una que brinde protecci\u00f3n adicional para usted y sus seres queridos.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Protecci\u00f3n de activos con impuestos diferidos<\/a><\/h4>

Si nunca quiere verse afectado por cambios repentinos en el mercado de valores, entonces una anualidad de \u00edndice fijo puede ser para usted. Con esta anualidad, sus ingresos est\u00e1n asegurados, con una tasa de inter\u00e9s garantizada. Adem\u00e1s, hay m\u00faltiples opciones de pago.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Seguro de responsabilidad profesional<\/a><\/h4>

Proliability, administered by AMBA Administrators, Inc, offers professional liability insurance tailored to the professions it protects. From medical malpractice coverage for nurses to errors and omissions coverage for business professionals, our professional liability coverage brings with it significant benefits to offer peace of mind.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Descuentos a Nivel Nacional<\/a><\/h4>

Disfrute de ahorros, directamente desde su computadora, en myAMBAdiscounts.com. La jubilaci\u00f3n es una aventura, \u00bfpor qu\u00e9 no ahorrar dinero en el camino? \u00a1Como miembro de la asociaci\u00f3n, puede disfrutar de descuentos exclusivos en comidas, entretenimiento, viajes, hoteles, alquiler de autos y m\u00e1s!<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Term Life Insurance<\/a><\/h4>

Some life policies have health requirements. Thanks to your membership with FREA, you can apply for a policy with locked-in acceptance, no questions asked. This plan can give you the peace of mind of protecting your family from the high cost of final expenses.\n\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Aviso de Privacidad<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The Florida Retired Educators Association maintains a current listing of all members. The listing includes the names, addresses, and telephone numbers of all current members in good standing in the organization. The mailing list is made available to companies whose products have been sponsored by FREA.<\/p>

FREA\u2019s contractual agreements with sponsored companies prohibit the sale, distribution or in any manner the disclosure of the membership list of FREA to any third person or entity or use of the membership list for any purpose not authorized in writing by FREA.<\/p>

FREA maintains the membership list for the purpose of communicating with the members. Companies whose products are sponsored by FREA may contact members by mail or telephone to, determine members\u2019 interests in sponsored products and\/or to arrange appointments to present product information.<\/p>

Al proporcionar su informaci\u00f3n anterior, usted acepta recibir llamadas, mensajes de texto y correos electr\u00f3nicos. Puede darse de baja de las comunicaciones por correo electr\u00f3nico seleccionando la opci\u00f3n de exclusi\u00f3n voluntaria en la parte inferior de nuestros correos electr\u00f3nicos. Puede optar por no recibir mensajes de texto respondiendo STOP. Para optar por no participar por tel\u00e9fono, puede solicitar no recibir m\u00e1s llamadas en cualquier momento cuando un representante se comunique con usted. Se aplican limitaciones y exclusiones. Consulte los detalles de la p\u00f3liza si realiza m\u00e1s consultas. Algunos beneficios no est\u00e1n disponibles en todos los estados ni en todas las asociaciones.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\u00bfNecesita ayuda o tiene preguntas?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Comun\u00edquese con nuestro personal para obtener asistencia al n\u00famero gratuito (888) 698.0972<\/a><\/b> o localmente en (727) 577.6400<\/a> between the hours of 8 a.m. \u2013 5 p.m. (EST) Monday \u2013 Friday.<\/p>

Tambi\u00e9n puede enviarnos un correo electr\u00f3nico a\u00a0info@frea.org<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

Membership has advantages! Click To Learn More About These Available Policies: FREA offers a lot for a little. In addition to working for you in the Legislature, endorsed benefits and discounts are available to FREA members. All FREA member benefits have been studied, recommended by the FREA Member Benefits Committee and adopted by the FREA […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-16","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nFREA Benefits - Florida Retired Educators Association<\/title>\n<meta name=\"description\" content=\"FREA Benefits. Our association works hard to protect your pension AND your insurance benefits. 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